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Thursday, September 6, 2012

DIC Wardha PMRY Schemes 2012-2013

DIC Wardha PMRY Schemes 2012-2013


RIME MINISTER’S ROZGAR YOJANA ( PMRY ) : DownLoad Form
 
Prime Minister’s Rozgar Yojana (P.M.R.Y) For Educated Unemployed Youth

The Prime Minister’s Rozgar Yojana(PMRY) was launched on October 2, 1993 by Govt. of India with a view to generate gainful mass employment opportunities through micro enterprises in industry, service and business sectors. The scheme basically aims at providing self-employment to educated unemployed youth. The scheme is implemented in the entire State.

Who can apply?

Any educated unemployed or a group of educated unemployed can apply for financial assistance under the Scheme.

Eligibility criteria for applicant(s):

(1) The applicant should be unemployed person or not gainfully employed (with reference to income criteria);
(2) Age between 18 to 35 years; (age limit is relaxed up to 10 years in respect of women, SC/ST, ex-servicemen, physically handicapped.)
(3) Educational Qualification :
a) The applicant(s) should have passed 8th standard of School education, or
b) successfully completed the ITI course, or
c) undergone a government recognised technical course of a duration not less than six months.
(4) Applicant should be permanent resident of the District for at least last three years,
(5) Family income of the applicant and of his/her parents should not exceed Rs. 1,00,000 per annum .

Implementing agency:
The District Level Task Force constituted by Govt. of India under the chairmanship of General Manager, District Industries Centre implements the scheme. The other members of the Task Force comprise of representatives of banks, and Government Departments and agencies engaged in employment promotion. The necessary support services are provided by District Industries Centre to the District Level Task Force.

The applicants have to file their applications, in prescribed Application Form along with the accompaniments listed therein, to the Distict Industries Centre, near District Court, Civil Lines, Wardha . ** The application form is free of cost.

Procedure:
The applications received by the concerned office are scrutinised to check the eligibility of applicants. The District Task Force identifies the lists of prospective activities and the low priority activities on the basis of its past experience. Similarly, the general pattern of assistance for a particular activity and for a particular location is fixed by the Task Force. The applications are scrutinised with reference to the above and are placed before the Task Force. The Task Force is expected to meet every fortnight or even early in view of the inflow of applications.

Time limit of one week is fixed for dispatching the applications to banks after the decision of the Task Force.

Pattern of Assistance:
An individual can avail of loan for a project up to Rs.2 lakhs for business and Service activity, upto Rs. 5.00 lakhs for Industry activity. In case, more than one eligible applicant come together and form a group to avail loan under the scheme, the admissible project cost will be in multiple of the number of applicants and the ceiling limit for the respective sector, subject to a max. of Rs. 10 lakhs. The contribution of applicant(s) is mutually decided by applicant(s) and bank, which ranges from 5 % to 16.25 % of the project cost as margin money. The balance is sanctioned as a composite loan by a nationalized bank.

Only the Nationalised Banks are permitted to finance under the Scheme.

Subsidy administration:
Government of India provides subsidy @ 15 % of the project cost to the financing bank, subject to a ceiling of Rs. 12,500/-. The subsidy amount is kept in term deposit in the name of the loanee(s) for the period equivalent to the period of repayment of the loan. The subsidy amount with the accrued interest is adjusted against the last instalment of the loan.

The subsidy benefit is available to the beneficiaries only after successful repayment of loan.

Training :
After sanction of PMRY proposal by bank applicant has to undergo a training conducted by District Industries Centre . Loan is disbursed by bank after submission of proof of successful completion of training.
** Blank application forms can also be obtained from or completed application forms can be handed over to the Industries Inspector of District Industries Centre who are present at Panchayat Samiti office of respective Talukas for one day in a week .Detail Panchayat samitiwise days are given below :
Panchayat Samiti
Day
Seloo
Tuesday
Ashti
Tuesday
Deoli
Tuesday
Hinganghat
Wednesday
Pulgaon
Wednesday
Saqmudrapur
Thursday
Arvi
Thursday
Karanja
Friday

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