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PMJDY 2014 Application Form Download, Apply Online, Details
Prime Minister Narendra Modi is going to launch the ambitious financial inclusion scheme Pradhan Mantri Jan Dhan Yojana (PMJDY)Thursday on a grand scale with one crore accounts to be opened on that day itself. Under the scheme every household will have at least a basic banking account with a RuPay debit card and an inbuilt accident insurance cover of 1 lakh From 28 August 2014. Online Registration Form, Application Forms, Apply online For this Scheme From this page. Register Online from this page link given below.
As many as 76 mega functions are being organised at different places to mark the launch of the scheme, under which the new account holders will be provided RuPay debit cards with an inbuilt insurance cover of Rs 1 lakh.
During the 68th Independence Day speech, Prime Minister Narendra Modi, announced the 'Pradhan Mantri Jan Dhan Yojna' after stating that farmer suicide rate has increased tremendously.
The Prime Minister has already sent 7.25 lakh emails to bank officers informing them about the financial inclusion scheme PMJDY, which he had announced in his Independence Day address to the nation.
Public sector banks, according to an official release, will organised more than 60,000 camps in rural and urban areas on the launch day. "It is estimated that about one crore accounts will be opened on this day. These camps will be successful because preparatory camps have already been organised in order to get the required information from the new account openers," the statement said. Application Form & Important Links of Pradhan Mantri Jan Dhan Yojana are given below, real all details & Apply for the Pradhan Mantri Jan Dhan Yojana 2014, Download the Details & Application Form Directly from this page.
The mega functions to be organised by state capitals and major district headquarters will be attended by Union Ministers and state Chief Ministers.
The PMJDY has been conceived as a national mission on financial inclusion with the objective of covering all households in the country with banking facilities and having a bank account for each household.
"All the banks have started preparatory work and the mega camp will be held on August 28," Financial Services Secretary G S Sandhu told PTI. The scheme, pushed by the government in a mission mode, seeks to provide two accounts to 7.5 crore identified households by August 2018.
The main features of the PMJDY scheme include Rs 5,000 overdraft facility for Aadhar-linked accounts, RuPay Debit Card with inbuilt Rs 1 lakh accident insurance cover and minimum monthly renumeration of Rs 5,000 to business correspondents who will provide the last link between the account holders and the bank.
The 'Pradhan Mantri Jan Dhan Yojana', an ambitious financial inclusion scheme under which the government intends to provide every household with a bank account and insurance cover, will be launched on August 28 by Prime Minister Narendra Modi.
The scheme, about which Modi made the announcement in his Independence Day speech, will be launched across the country simultaneously amid his emphasis that it lies at the core of "our development philosophy of 'Sabka Sath Sabka Vikas'".
As a first step, under the scheme, every account holder will get a 'RuPay' debit card with a Rs one lakh accident cover.
"As we go along, they will be covered by insurance and pension products," the Prime Minister said today while announcing the decision about the launch.
Modi, who has sent an email to all bank officers, said bank account for each household is a "national priority" and they should try their best to ensure that no one is left without a bank account.
Describing the task as "gigantic," he said, "We need to enroll over 7 crore households and open their accounts. This is a national priority and we must rise to meet this challenge. There is an urgency to this exercise as all other development activities are hindered by this single disability. I am sure we will overcome this situation collectively."
While the Prime Minister will launch the scheme formally in Delhi, parallel functions will be held at the state level which will be attended by Union ministers, and also at district and sub-district levels. Camps are also to be organised at the branch level.
"As we move rapidly forward in this knowledge era with modern banking and financial systems, it is untenable that a large majority of our population is deprived of basic banking facilities," Modi said, citing reasons behind the scheme.
"I sometimes wonder whether we have made matters so complicated that the poor and the marginalised are those who are trapped in a perpetual cycle of exclusion and deprivation. We need to break that cycle and the Jan Dhan Yojana is the first step in that direction," he said.
With a bank account, every household gains access to banking and credit facilities, Modi said, adding this will enable them to come out of the grip of moneylenders, manage to keep away from financial crises caused by emergent needs, and most importantly, benefit from a range of financial products.
The Prime Minister asked bank officers to "put your shoulder to the wheel and try your level best to ensure that no one is left without a bank account. This itself will be a source of immense satisfaction for you and your teams."
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Underlining that the Yojana "lies at the core of our development philosophy of 'Sabka Sath Sabka Vikas'", Modi said, "I will myself recognise the achievements of the best performing branches...I am confident that you will rise to the occasion and contribute to this national endeavour in significant measure. I am there to support you."
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